Top 10 Smart Wealth Moves for U.S. – France Residents

Discover key financial planning insights for those with connections to both the U.S. and France.

Join this web presentation focused on the unique financial planning opportunities and challenges facing individuals and families with ties to both the United States and France. Whether you are a U.S. citizen living in France or a French national residing in the United States, managing wealth across two separate financial, tax, and legal systems requires careful coordination. When combined, these systems can create both complexity and opportunity.

This presentation will outline the Top 10 Smart Wealth Moves to help globally mobile families align their financial lives on both sides of the Atlantic. You’ll gain insights into minimizing tax exposure, investing effectively within cross-border regulatory limits, and structuring estate plans that respect both U.S. and French legal frameworks.

Topics include:

1. Cross-border tax awareness – staying compliant while navigating residency and treaty rules and managing French wealth tax.

2. Investing with confidence – avoiding PFIC pitfalls, understanding U.S. and E.U. restrictions on foreign funds, coordinating French and U.S. retirement savings, and using income tax treaty benefits.

3. Estate planning clarity – integrating U.S. and French succession rules, wills, and trusts under EU Regulation 650/12.

4. Actionable strategies – practical steps to protect, grow, and transfer your wealth between both countries.

About Cerity Partners

Cerity Partners is a leading, national independent financial advisory firm serving high-net-worth individuals and their families, businesses and their employees, and nonprofit organizations from its offices across the country. The firm’s in-house experts of tax advisors, financial planners, investment professionals and retirement plan consultants are passionate about and committed to providing objective financial advice and oversight. Additional information can be found at www.ceritypartners.com.

Featured Speakers

Andrejs Pilajevs, Principal at Cerity Partners, Washington, DC

Andrejs is experienced in working with U.S. ex-pats, non-resident aliens (NRA), and mixed-nationality families with a global presence. With experience living overseas and holding multiple citizenships, Andrejs brings a personal insight into the intricacies of expatriate life.

Libby Dawson, Partner with Cerity Partners, Washington, DC

Libby Dawson has over 20 years of experience in financial services, working with institutions and high net worth families. She has lived all over the world – including Switzerland and Montreal, so she understands the unique benefits and challenges that go with a cross-border life.